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Chamber Health Insurance Plans

The Georgia Chamber works with Anthem Blue Cross Blue Shield to provide affordable, high-quality health insurance plans for small businesses.

  • Businesses with 2-50 employees can enroll in the SMART Plan.
  • Businesses with 51-99 employees may qualify for the Plus Plan.

Explore both plans below to learn how they help Chamber members save on insurance coverage while providing health benefits to their employees.

The SMART Plan

The Georgia Chamber SMART plan allows small businesses with 2-50 employees to provide health care coverage to their employees in an easier, more affordable way. By joining this larger, self-funded pool, small businesses not only share in the overall claims risk but also have financial protection backed by Anthem.

Why Choose the SMART Plan?

The SMART plan offers competitive rates, predictable and fixed monthly payments, flexibility in choice of benefits plans, as well as broad networks through Anthem's Open Access POS and Essential Rx formulary. Additionally, it offers discounted rates on dental, vision, life, and disability plans.

Additional Employee Benefits

A few of the benefits SMART plan participants can access include:

  • 24/7 NurseLine to talk to a registered nurse anytime for medical questions
  • Virtual care visits with a healthcare provider through LiveHealth Online available 24/7 from any mobile device or computer with a webcam
  • Future Moms provides support and resources for moms-to-be during their pregnancy
  • A Behavioral Health program to help employees experiencing mental health issues
  • ConditionCare guidance for employees to support and manage chronic conditions
  • Financial incentives for using certain low-cost, high-quality health care provider locations through SmartShopper Rewards

Eligibility

  • Businesses must have between 2-50 employees
  • Must be domiciled in Georgia
  • Must be a member of the Athens Area Chamber of Commerce

The Plus Plan

The Chamber Plus Plan, offered through Anthem Blue Cross and Blue Shield, gives businesses with 51-99 employees an improved health plan option designed to reduce costs and enhance the value of coverage for their employees.

Why Choose Chamber Plus?

A few of the benefits Chamber Plus participants can access include:

  • One free wellness consultation with Anthem's Health and Wellness Team
  • A $2,000 fund for new wellness programming or technology initiatives
  • Discounts on medical rates for fully insured and administrative services only groups that add dental, vision, and/or disability coverage
  • A first-year renewal guarantee to fully insured groups
  • $200 in membership dues paid by Anthem when joining your local chamber
  • A complete selection of current medical plans for fully insured Anthem Balanced Funding (ABF) plans

Eligibility

  • Businesses must have 51-99 employees
  • Must be domiciled in Georgia
  • Must be a member of the Athens Area Chamber of Commerce 
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