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COVID-19 Resources

 

Table of Contents

  • Weekly Developments
  • Chamber Teleconferencing
  • Financial Assistance
  • Community Deals/Restaurants - Classic City Love
  • Teleconferencing & Weekly Development Archives
  • Additional Resources

 

 

Weekly Developments: April 6th - April 13th

Click Blue Bolded Text to View Associated Article

April 7th: Finance/News: Small Business Stimulus Loans: Wells Fargo announces it can not keep up with Payment Protection stimulus demands. Forbes

April 6th: Local & National News: Surgeon General and President Trump wants the nation to brace for a harsh week, US cases top 300,000. NBC News Article & COVID-19 Confirmed Cases by GA County 

April 3rd: Financial Assistance (Paycheck Protection Program): Various banks are beginning to accept applications for the Paycheck Protection Program. Contact your Bank about applications or select from approved SBA 7(a) lenders in the Financial Assistance section. We ask that you please be patient with the banks as this is a developing process.

Upcoming Chamber Teleconferencing Meetings:

Thursday, April 9th, 7:00 PM 

Virtual Concert Series

Presented by AACOC, The Classic Center, and Terrapin Beer Co.

Wednesday, April 8th, 9:00AM

Business & Community Update

Mayor Kelly Girtz, Erin Barger (Envision Athens), Lawrence Harris (CCSD), Sarah McKinney (Athens Area Community Foundation), Key Keller (United Way of NE GA)

Thursday, April 9th, 5:00 PM 

Cheers to Athens!

Presented by AACOC and Terrapin Beer Co.

Monday, April 13th, 2:00 PM

Using Data to Drive Growth

This Week's Archived Teleconference Calls

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Tuesday, April 7th, 8:00 AM

Small Business Update

Mayor Kelly Girtz & City Manager Blaine Williams.

                                                                   Click here for recording & here for time stamp

Tuesday, April 7th, 1:30 PM 

SBA-EIDL and Loan Advance & Paycheck Protection Update

David Dismuke, Attorney - Blasingame, Burch, Garrard & Ashley, P.C.

                                                    Click here for recording & here for the SBA & PPP Presentation

 

Financial Assistance

1. SBA Economic Injury Disaster Loan

The Small Business Association has a loan specifically for businesses that have suffered as a direct result of the COVID-19 outbreak. This loan falls solely under the Economic Injury Disaster Loan. Please follow the resources and see if this loan opportunity is a program that could benefit your business.

Navigating the EIDL can be challenging. Businesses can contact a number of Small Business Development Centers that would be more than happy to assist. Click the following for assistance: SBDC Contact Information & Locations

1a. $10,000 Economic Injury Disaster Loan Advance (Grant)

Just for filling out the SBA loan application your business could have access to a $10,000 grant for your business to cover its expenses. This "loan advance" does not have to be repaid and businesses can be eligible even if they do not qualify for the EDIL loan. Also if you receive the "advance" and are approved for the loan, you can decline the loan and still keep the $10,000 "advance". Whether you want the grant or not is a question on the EDIL loan application itself. This is a very easy access to funds and we are recommending everyone take the time to fill out the application and request the funds. Once again, if your application is successful, you may decline the loan itself and not have to repay the $10,000.

1b. Express Bridge Loan

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

2. Coronavirus Aid, Relief & Economics Security Act (C.A.R.E)

The C.A.R.E Act is a 880 page, 2.2 Trillion dollar stimulus bill designed to provide relief to individuals and businesses with economic stress due to the coronavirus. It is the umbrella document that houses a number of Programs and Acts that deal with specific issues.

 

2a. Paycheck Protection Program (last updated April 3rd)

The Paycheck Protection Program is a loan designed for companies impacted by the virus. Any loan funds used to help cover rent, payroll, utilities and mortgage interest do not have to be repayed. This Program is accessable through SBA 7(a) lenders only. Please contact your bank about Paycheck Protection options and applications. As of April 3rd some approved SBA lenders are accepting PPP applications while need more time to get ready for the applications.

Featured SBA 7(a) Lenders: First American Bank & Trust, Synovus, Bank South, Regions Bank, Pinnacle Bank, South State Bank.                       For more SBA 7(a) Lenders view here
3. Unemployment

The Georgia Department of Labor (GDOL) has adopted an emergency Rule 300-2-4-0.5 Partial Claims, effective March 16, 2020. The rule mandates all Georgia employers to file partial claims online on behalf of their employees for any week during which an employee (full-time/part-time) works less than full-time due to a partial or total company shutdown caused by the COVID-19 public health emergency. Any employer found to be in violation of this rule will be required to reimburse GDOL for the full amount of unemployment insurance benefits paid to the employee. Download the How Employers File Partial Claims Desk-Aid found on the GDOL Alert Page and follow the step-by-step instructions. Filing partial claims results in your employees receiving unemployment insurance (UI) benefit payments faster, usually within 48 hours for claims filed electronically. Employees for whom you file a partial claim are NOT required to report to a Georgia Department of Labor career center, register for employment services, or look for other work.

4. IRS Tax Relief

The IRS has moved tax dates due to staffing and financial stress. Please view the IRS website to view updated developments.

5. Georgia Department of Human Services

The DHS has issued a release that outlines a few of their social resources for individuals and families that are facing financial stress.

6. Grant Watch

Grant Watch is a non-profit organization that compiles grant opportunities throughout the state of Georgia.

Coronavirus COVID-19 grants, loans, funding opportunities and financial assistance to respond to the corona pandemic crisis that has impacted individuals, artists, communities, nonprofit organizations and businesses.

Community Deals - Restaurant/Retail Operations

Restaurant/Retail Operations

The Athens community is developing a one stop website that has the unique terms for restaurant operations. Your favorite spots may be more accessible than you think.

Community Deals

Businesses in Athens are all trying to maintain their sustainability through these unique and challenging times. Click below for Community deals from Athens businesses.

Frequently Asked Questions

Athens Clarke County Government

The Athens Clarke County Government has compiled a list of responses to some of the top questions regarding recent developments. Click HERE for responses to common questions such as:

United States Chamber of Commerce

The US Chamber has compiled resolutions to issues businesses have been facing. Click HERE to view their assessment of common issues such as:

Archived Teleconference Calls

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Tuesday, March 17

Small Businesses Conference Call with Mayor Kelly Girtz & County Manager Blaine Williams.

This call is published here and a time stamp the of topics discussed can be found here.

Wednesday, March 18

Teleworking in Changing Times.

This call is published here.

Thursday, March 19, 2:00 PM

Athens' Business/Community Update. 

This call is published here.

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Monday, March 23, 2:00 PM

Georgia Chamber of Commerce Business Update with Chris Clark.

This call is published here.

Tuesday, March 24, 8:00 AM

Small Business Community Update.

This call is published here.

Tuesday, March 24, 1:00 PM

Update on Local Medical Health Matters with representatives from Piedmont Athens and St. Marys.

This call is published here.

Wednesday, March 25th

Business & Community Update covering National Stimulus Packages, Unemployment, Athens Foundation Grants, Clarke County Schools, Meals for Online Leaners

This call is published here.

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Monday, March 30th, 1:00 PM

Addressing Unemployment Questions for Employers with Bricker Daughtry of Fortson, Bentley & Griffin

This call is published here and a time stamp of the topics discussed can be found here.

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Tuesday, March 31st, 8:00 AM

Small Business Update with Mayor Kelly Girtz, Rhodes McLanahan, and Bill Douglas

This call is published here and a time stamp of the topics discussed can be found here.

Coronavirus events

Tuesday, March 31st, 3:30 PM

SBA Emergency Relief Loan Assistance Help with SBDC's Laura Katz.

This call is published here .

Friday, April 3rd, 3:00 PM

     How to Effectively Apply for the SBA-EIDL Loan and Loan Advance and the Payroll Protection Program with Kevin Lang of Fortson, Bentley & Griffin
This call is published here and a time stamp of the topics discussed can be found here.

Archived Weekly Updates

March 27th-April 6th
Click Blue Bolded Text to View Associated Article

April 3rd: Financial Assistance (Paycheck Protection Program): Various banks are beginning to accept applications for the Paycheck Protection Program. Contact your Bank about applications or select from approved SBA 7(a) lenders in the Financial Assistance section. We ask that you please be patient with the banks as this is a developing process.

April 2nd: Local & National News: Governor Kemp signs state wide shelter in place. Full AJC Article, FAQ Page

April 1st: Local & National News: Governor Kemp likely to sign statewide shelter in place Thursday. Public Schools closed for remainder of school year. WSB

April 1st: Financial Assistance: US Treasury sent instructions to banks on the Payroll Protection Program under the C.A.R.E Act. Banks may be accepting applications as early as April 3rd. ABA Bank Journal. See Financial Assistance section below for details (including application).

March 30th: Resource: US Chamber releases informative small business stimulus bill information. US Chamber Article

March 30th: Local & National News: White House extends social distancing guidelines to April 30th. NBC News 

March 29th: Financial Assistance/News: Publix offering rent relief to tenants in Publix owned shopping centers. CBS

March 27th: Local & National News: 2.2 Trillion dollar stimulous bill passed by Donald Trump. NBC News 

March 22nd - 29th

March 27th: Local & National News: 2 Trillion dollar stimulus bill passed by House of Representatives, moves to President Trump NBC News

March 26th: Local & National News: 2 Trillion dollar stimulus bill passed by Senate, moves to House of Representatives for vote NBC News

March 25th: Local & National News: Video of Governor Kempt's COVID-19 Town Hall Georgia Public Broadcasting

March 25th: Local & National News: White House and Senate come to terms on 2 Trillion dollar stimulus deal. NBC News

March 22nd: Community Deal: Starting today AT&T to waive data overage charges for the next 60 Days. Full article here: AT&T Relief

Additional Resources

Economic Relief for Small Business Owners- Athens Downtown Development Authority

Activities for Children

Classic City Love- Kaptiv8

Garrie Vereen Memorial Emergency Relief Fund (Support for the Athens Entertainment Industry)

Covid-19 Community Response Fund- Athens Area Community Foundation

List of Essential Businesses- Athens-Clarke County Unified Government

Preparing and Responding to Coronavirus- Association of Chamber of Commerce Executives

Covid-19 Updates- Athens-Clarke County Unified Government

Covid-19 Daily Status Report- GA Department of Public Health

Interim Guidance for Businesses and Employers- CDC

Coronavirus Disease 2019 Presentation- GA Department of Public Health

How to Work With Kids From Home- BELAY Solutions

10 Ways to Love Athens in Troubling Times - Envision Athens

Athens Restaurants Offering Delivery and Curbside Pickup- Online Athens

Coronavirus Related Updates and Travel Resources- Athens Convention & Visitors Bureau

 

Disclaimer: The Athens Area Chamber of Commerce wants to deliver pertinent, up to date information to the community and is not a banking or legal institution. On all documents presented and opinions express please consult a qualified professional before making any decisions for yourself or your business. Thank you for your support.

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